CredAxis - Agentic AI Personal Loan Prototype

CredAxis is a prototype demonstrating an end-to-end personal loan journey using Agentic AI. It features a conversational frontend and a multi-agent backend orchestration system.

Features

• Conversational UI: Chat-based loan application.
• Multi-Agent Backend: Sales, Verification, and Underwriting agents.
• Mock APIs: Simulated CRM and Credit Bureau data.
• Real-time Decisioning: Deterministic rules for loan approval.
• Sanction Letter Generation: PDF generation for approved loans.

Tech Stack

• Frontend: React (Vite), Tailwind CSS
• Backend: Node.js, Express
• PDF Generation: pdf-lib

Prerequisites

• Node.js (v14+)
• npm

Setup & Run

1. Backend

cd server
npm install
node index.js

Server runs on http://localhost:3000.

2. Frontend

Open a new terminal:

cd frontend
npm install
npm run dev

Frontend runs on http://localhost:5173 (or similar).

Demo Script

1. Open the frontend URL.
2. Click "Start Loan Chat" (or just start typing).
3. Sales Agent:
   • Name: Enter any name (e.g., "Anil Kumar").
   • Phone: Use +919900112233 (Mock CRM data).
   • PAN: Use AAAAA1111A (Mock Credit data, Score 740).
   • Income: 50000.
   • Amount: 300000.
   • Purpose: "Personal use".
   • Tenure: 24.
4. Verification Agent: Automatically verifies using mock CRM.
5. Underwriting Agent: Checks credit score and approves/rejects.
   • If approved, a "Generate Sanction Letter" button appears.
6. Sanction Letter: Click to generate and download the PDF.

Mock Data

• Phone: +919900112233 (Verified Customer)
• PAN: AAAAA1111A (Credit Score 740 - Good)
• PAN: BBBBB2222B (Credit Score 660 - Average)

License

MIT